What is a SpiderCard Account?
A SpiderCard account is a debit card program that uses pre-deposited funds to pay for purchases on campus. Your participation is voluntary. A SpiderCard account is convenient, eliminates the need to carry cash on campus, is safe and easy to use.

How does a SpiderCard Account Work?
A SpiderCard account works like a credit card in reverse. As you make SpiderCard account purchases, your account is debited. Your limit is based on the amount you have pre-deposited. There are NO minimum deposit requirements. Deposits may be made at any time at the Student Accounts Office in Sarah Brunet Memorial Hall. To make a purchase, you present your University of Richmond One-Card to the cashier where a SpiderCard account is accepted. Your purchase will be deducted from your account balance. It's that simple.

Where can I used my SpiderCard Account?
SpiderCard accounts can be used for purchases at the following locations:

• University of Richmond Bookstore
• Tyler's Grill
• Heilman Dining Center
• Drink and Snack Vending Machines
• The Cellar Restaurant
• ETC
• The Dean's Den
• Domino's Pizza Delivery**
• Papa John's Pizza Delivery**
• Pizza Hut**
• Pizza House**
• Toppings Pizza and Subs**
• 8:15 @Boatwright
• Health Center
• Modlin Center Ticket Office
• Freshens
• Team Logistics (summer storage)
• UR Sponsored Non-Profit Fundraisers
• Laundry Facilities require your ID for on-campus housing verification which enables no-fee validation when the card is swiped
  
  **After 8:00 pm only

Do I need to open a new account each semester?
No, funds deposited into your account and not used will carry over into the following semester. If upon graduation, transfer, or withdrawal you still have unused money in your account, a refund check will be issued provided that your student account is current.

Can I make cash withdrawals using my SpiderCard Account?
No, a SpiderCard account is not considered a bank card and is not associated with a bank. A SpiderCard account can be used for on campus purchases only and not for cash withdrawals.

Are there any fees or charges associated with my SpiderCard Account?
No, only a $20.00 replacement card fee if your card must be replaced because it was lost or stolen.

One-Card and Spider Account Terms and Conditions

• To activate your SpiderCard account just deposit funds to your account. No minimum deposit is required. Deposits may be added at any time through the Student Accounts Office.
• Each individual is responsible for managing his/her account. A SpiderCard account is like cash - IT MUST BE PROTECTED. The University of Richmond One-Card is the property of the University of Richmond.
• The holder understands that the University of Richmond One-Card and all the privileges accessed by the card are to be used by his/herself and is non-transferable. For your protection, the University of Richmond will confiscate any One-Card used by an individual other than the official holder whose name and picture appear on the card.
• SpiderCard account and Meal Plan account balances cannot be protected when a card is lost or stolen until the card is reported lost or stolen and invalidated by a cashier at any SpiderCard account location or by the One-Card Services Office located in the Tyler Haynes Commons Building, Room 330. Only the balance at the time the card is reported missing can be protected.
• There is a replacement charge for cards lost, stolen or damaged.
• The terms of the SpiderCard account agreement commence when an initial deposit is placed in the account and expires upon graduation or withdrawal from the University of Richmond.
• Cash withdrawals from your SpiderCard account are prohibited. Cash refunds are not made for returned merchandise purchased using SpiderCard account funds. A credit will be made to your SpiderCard account.
• Upon graduation or withdrawal from the University of Richmond, your SpiderCard funds are transferred to your student billing account. Once all fees have been applied; if a credit remains, a check will be mailed to you.
• The University of Richmond One-Card holder agrees to abide by all rules, regulations, policies and procedures specified by the University of Richmond. The University of Richmond reserves the right to cancel account agreements in the event an individual violates any such rules, regulations, policies and/or procedures or breaches in any way any term or condition of this agreement. Future changes in terms and conditions regulating the use of One-Card and its' privileges will apply to all cards in circulation and use at that time and will supersede the terms and conditions in effect at the time the card was acquired.